Consider making a savings plan
List the answers to these questions:
• Savings goal, e.g. to save $1,000 in an emergency fund within 10 months
• Total amount needed, e.g. $1,000
• Months to reach goal, e.g. 10
• Monthly amount to save, e.g. $100
• Strategies for saving, e.g. cut back to basic cable; cut out one fast food meal per week
• Safe and secure place for savings, e.g. savings account at a bank or credit union